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Check Out These Helpful Answers to Frequently Asked Questions.
Workers' compensation is a state-mandated insurance program that provides benefits to employees who suffer work-related injuries and illnesses. This may include employees who regularly work in Iowa or contract to do work in the state of Iowa but are injured out of state. For more information from a workers comp lawyer in Cedar Rapids, IA, call now!
Most employees in Iowa are covered under the workers' compensation law. However, certain exceptions may apply, such as independent contractors or specific types of employees like domestic workers. Are you looking for a workers compensation attorney in Cedar Rapids, IA? We are here to help!
Typically, it is best practice to report a work injury as soon as possible, which may include filling out an injury report. However, in Iowa, an injured worker has up to 90 days to notify the employer of a work injury. The time starts when, as a reasonable person, an injured worker knew or should have known that the injury occurred and is related to work. At a minimum, the notice should inform the employer that you suffered an injury while in the course of your employment, at or about a specific time, and at or near a certain location. Additionally, the notification of injury must be made directly to management, supervisor, foreman, company doctor, or nurse, and not merely a fellow co-worker or bystander. If you have any questions, it is important to consult with a workers comp lawyer in Cedar Rapids, IA.
According to the Bureau of Labor Statistics, 2.8 million nonfatal workplace injuries and illnesses were reported by private industry employers in 2022. In Iowa, workers' compensation benefits include, but are not limited to, medical benefits, temporary disability benefits, permanent disability benefits, and vocational training/education benefits in certain situations. If you would like to know more about these benefits, contact Johnson & Legislador PLC where a workers comp lawyer in Cedar Rapids, IA is ready to discuss matters further with you.
In Iowa, if your employer has accepted the work injury, they have the right to choose your treating doctors. However, this right is not absolute and in certain situations, a petition can be made to the Iowa Workers’ Compensation Commission to request alternative medical care. For more help on this matter, contact a workers compensation attorney in Cedar Rapids, IA.
Medical benefits include all reasonable and necessary medical care required to treat your work-related injury or illness. This can include doctor's visits, surgeries, hospital stays, therapy sessions, medications, medical appliances, and rehabilitation services. In addition, the injured worker is entitled to reimbursement for the mileage to and from medical appointments. If you are having trouble with these items or you have more questions, we have a workers comp lawyer in Cedar Rapids, IA ready to help!
Temporary disability benefits are paid while you are recovering from your injury and unable to work. Permanent disability benefits are paid once you have reached maximum medical improvement as determined by the doctors and your injury results in a lasting impairment to the function of the body part that is injured. In many cases, the amount of permanent disability that an injured worker is entitled to is not limited to the percentage of impairment issued. If you want to be sure you are being compensated fairly for your permanent injury it is a good idea to consult with a workers compensation attorney in Cedar Rapids, IA.
In Iowa, the injured worker must accept or decline the restricted duty work in writing. The worker refusing the offer of work must communicate in writing to the employer stating the reasons why the work offered is unsuitable. Failure to do this may result in the injured worker not being allowed to argue that the offer of work was unsuitable later and may lead to a suspension of temporary benefits. For more help in dealing with this issue, contact Johnson & Legislador PLC where we have a workers comp lawyer in Cedar Rapids, IA ready to help you!
Yes. If no weekly benefits (i.e. temporary weekly benefits or permanent disability weekly benefits) have been issued the injured worker must file a workers’ compensation claim within two years from the date of injury. If weekly benefits were issued the injured worker must file a workers compensation claim within three years from when the last weekly benefit payment was issued.
There are some narrow exceptions to these two- and three-year statute of limitation deadlines. For example, if the work injury involved a “whole body” injury and the injured worker continues to work with the same employer and later the employment terminates, the injured worker may be able to reopen the claim and seek additional benefits beyond those periods.
Consulting with a workers compensation attorney in Cedar Rapids, IA as early as possible after a work injury will help prevent missing important deadlines and making costly mistakes. However, do not give up hope on your case if the statute of limitation deadline has passed as an attorney can determine if your case fits an exception to those rules.
It is common for workers’ compensation insurance companies to hire outside companies that provide nurse case management services to help coordinate medical care and to report back to the insurance company with information about you and your medical treatment. While they can be helpful in scheduling appointments, providing reminders, and coordinating transportation, it is wise to remember they work for the interests of the insurance company. If you have more questions about this service, speak with a workers comp lawyer in Cedar Rapids, IA today.
Frequently Asked Social Security Disability Questions
The two types of Social Security disability programs are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). In general, SSDI benefits are for “insured” disabled or blind individuals who have worked five of the past ten years and have adequately contributed to the Social Security trust fund based on their earnings withheld from employment income. On the other hand, Supplemental Security Income (SSI) monthly benefits for disabled or blind adult individuals and children whose financial resources are below specific financial limits and who meet the agency's definition of disabled or blind.
Any physical or mental health condition or combination of conditions could qualify for Social Security disability benefits so long as they are severe enough and supported by medical evidence. To meet the SSA’s definition of disability, an individual must not be able to engage in any substantial gainful activity (SGA) due to a medically determinable physical or mental impairment that has lasted or is expected to last for a continuous period of at least 12 months or lead to death.
Additionally, the SSA maintains a list of physical and mental impairments and guidelines for specific conditions that will automatically qualify a person for Social Security disability benefits. However, applicants can still apply for SSDI even if their condition is not on the list. Social Security may consider the applicant's conditions if it severely limits function and ability to work.
The Social Security Blue Book is the Social Security Administration’s (SSA) listing of disabling impairments. The Blue Book lists specific criteria under which individuals who suffer from a disabling condition can qualify for Social Security disability benefits automatically. The Blue Book covers both physical and mental impairments. If an individual condition matches the severity of one of the listings, Social Security automatically considers you disabled. The Blue Book is incredibly detailed in explaining the requirements needed supported by medical evidence and evaluated by the Social Security Administration.
No. A healthcare provider merely making a conclusory statement that they believe you are disabled or should apply for disability is insufficient to meet the evidentiary proof needed to establish disability as defined by the SSA’s rules. However, a detailed letter supported by medical evidence stating your mental and/or physical limitations to perform specific work activities can be helpful.
Typically, whether you are applying for Social Security Disability Insurance and/or Supplemental Security Income benefits it takes 3 to 5 months to have an initial decision made on your initial application of benefits. This will depend on how long an individual takes to submit the necessary paperwork when requested as well as the time for the agency to obtain any past medical records or examination of the applicant. However, if the initial decision is unfavorable and appeals are necessary this will obviously increase the process time for the case.
If the SSA denies your application for Social Security disability benefits you are not alone. Statistics show the SSA denies about 64% of individuals applying for disability benefits at the initial application level. However, if the agency denies your claim, do not lose hope.
There are four levels of appeal. The first level of appeal is Reconsideration. The second level of appeal is a Request for Hearing before an administrative law judge. At this level, we see the highest chances of disability benefit approval. The third level of appeal is to the Appeals Council. And, the final level of appeal is to federal district court. It is important to note that there are strict deadlines within which to file an appeal at each level of appeal or the decision becomes final.
Appealing the case will allow you additional time to gather medical evidence and other information potentially strengthening your claim. Additionally, it will give you time to consult with an experienced Social Security disability lawyer who can improve your chances of success on appeal. Therefore, we encourage people not to give up and to file a timely appeal.
The lawyers at Johnson & Legislador, PLC help guide people with disabilities through the complexities of the Social Security disability process. Our lawyers have experience with the rules and regulations. They help get medical records and additional specific information to support your claim. It is important to have representation at the start of the application process since it can improve an individual’s chances of disability benefit approval.
If you are thinking of applying for social security disability one of the biggest things that will help your case is consistently seeing your medical providers and getting treatment for the medical conditions, you are claiming to prevent you from working. All too often, Social Security disability claims are denied because of a lack of medical documentation and tests to support the severity of the allegedly disabling medical conditions. Large gaps between treatments, or no treatment at all, suggest the conditions are not severe.
However, another significant difference maker is having a legal representative help guide you through the complexities of the process. This often leads to better outcomes. The lawyers at Johnson & Legislador, PLC help guide people with disabilities through the Social Security disability process to put forth the strongest case before an administrative law judge if necessary. Our lawyers have experience with the rules and regulations. They help get medical records and additional specific information to support your claim. It is important to have representation at the start of the application process since it can improve an individual’s chances of disability benefit approval.
If you would like to request a free consultation to learn how we can help you win your case, click here.
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